Unlock the Value of Your Locked Tokens

epoque.finance enables you to borrow against your staked and locked tokens through an innovative tri-party agreement with your custody provider.

Trusted by industry leaders

Coinbase
Anchorage
Fireblocks

Lending Calculator

Potential Loan Value:$0.00
Interest Rate:2.5% APR

Why Choose epoque.finance

Our platform offers unique advantages for institutions and individuals with locked crypto assets

Maintain Custody Security

Your tokens stay with your trusted custody provider. No need to transfer assets to a new platform or smart contract.

Simplified Agreement Process

Our tri-party agreement model handles all the complex legal and technical aspects of borrowing against locked tokens.

Unlock Liquidity

Access the value of your locked tokens without sacrificing long-term token appreciation or governance rights.

Multiple Token Support

Borrow against a variety of locked tokens including Ethena, Starknet, and Bera, with more assets being added regularly.

Flexible Terms

Customize loan terms based on your needs and token vesting schedule with competitive interest rates.

How epoque.finance Works

Our streamlined process makes it easy to unlock the value of your locked tokens

The Tri-Party Agreement Model

At the core of epoque.finance is our innovative tri-party agreement that enables borrowing against locked tokens without requiring asset transfer or compromising security.

Token Holder

Maintains ownership and governance rights while unlocking liquidity

Custody Provider

Continues secure custody while enabling staking reward allocation

epoque.finance

Facilitates the agreement and loan disbursement process

Ready to Get Started?

Apply now to begin the process of unlocking the value of your locked tokens with epoque.finance.

The epoque.finance Process

01

Submit Application

Complete our streamlined application form providing details about your locked tokens and desired loan terms.

02

Tri-Party Agreement

Sign a tri-party agreement between you, your custody provider, and epoque.finance that establishes the loan terms.

03

Asset Verification

We verify your locked tokens with your custody provider without requiring any transfer of assets.

04

Loan Disbursement

Upon approval, receive your loan in stablecoins directly to your specified wallet address.

05

Staking Reward Allocation

Staking rewards from your locked tokens are automatically allocated according to the agreement terms.

Supported Assets

epoque.finance supports a growing list of locked and staked tokens

E
Available Now
Ethena (ENA)
Access liquidity against your staked or locked Ethena tokens without missing out on future token appreciation.
Lock Periods1-24 months
Loan to ValueUp to 65%
Interest Rate (APY)2.5-5.5%
S
Available Now
Starknet (STRK)
Borrow against your vested or locked Starknet tokens while maintaining your long-term exposure to the project.
Lock Periods3-36 months
Loan to ValueUp to 60%
Interest Rate (APY)3.0-6.0%
B
Available Now
Bera
Unlock the value of your Bera tokens without sacrificing your position in the ecosystem or governance rights.
Lock Periods1-12 months
Loan to ValueUp to 70%
Interest Rate (APY)2.0-5.0%

Don't see your token? We're continuously adding support for new assets.

Total Value Locked
$124M
+12.8% this month
Total Loans Issued
$87.5M
+8.3% this month
Active Borrowers
317
+27 this month
Average Loan Size
$276K
+3.2% this month